SStarlightVentures Holdings
How the process works

From enquiry to disbursement — a structured, transparent path.

At Starlight Ventures Holdings (BVI) we follow a structured and transparent funding process to ensure every application is professionally prepared, fully compliant, and lender-grade before entering Hard Underwriting.

  1. 01

    Initial Consultation

    We review your project and basic information to confirm suitability.

  2. 02

    Application & Documentation

    You provide available documents. Your Account Manager prepares your file for internal compliance review.

    • Company documents
    • IDs
    • Use of funds
    • Financials (if available)
    • Supporting material
  3. 03

    Compliance & Pre-Screening

    Internal review by our compliance team. Once complete, your file moves to the Credit Committee.

    • KYC/AML checks
    • Sanctions screening
    • Document verification
    • Initial feasibility review
  4. 04

    Credit Committee Review (Soft Approval)

    If accepted, we issue a Soft Approval / Conditional Approval. This means your file is approved in principle, pending final preparation for underwriting.

    • Indicative loan terms
    • Facility size
    • Conditions precedent
    • Next steps
  5. 05

    Application Fee (Payable After Soft Approval Only)

    This fee covers the complete preparation of your final submission file — formatting, verification, documentation upgrades, and lender-standard presentation. One-time, charged only if you decide to proceed.

    • Smaller projects: €5,000 – €15,000
    • Mid-size projects: €15,000 – €35,000
    • Complex or high-value projects: €35,000 – €75,000
    • Very large facilities (€50M+): Case-by-case
    Escrow & refund policy

    Application Fee is placed with the Starlight Ventures Holdings escrow account and is refundable if the application is denied at the Hard Application and Underwriting stage.

  6. 06

    Hard Underwriting

    Your file is submitted for final underwriting. This stage results in final approval or rejection.

    • Full risk assessment
    • Legal review
    • Credit analysis
    • Insurance review (if required)
    • Final facility structuring
    • Draft loan agreement preparation
  7. 07

    Final Approval & Contract Signing

    If underwriting is successful, you receive the final contract, drawdown schedule, and conditions for disbursement. You sign and return the agreement.

  8. 08

    Disbursement

    Funds are disbursed according to the contract:

    • Direct to the client
    • Direct to the project
    • Into escrow
    • In structured tranches
  9. 09

    Post-Funding Support

    We continue to support you with:

    • Tranche management
    • Reporting
    • Renewals
    • Extensions
    • Additional facilities as your project expands
★

After Soft Approval

Once Soft Approval is issued, the Application Fee becomes payable. This fee allows us to upgrade your file to full lender-grade standard so it can be taken to the Credit Committee for Hard Underwriting.

Application Fee is placed with the Starlight Ventures Holdings escrow account and refundable if the application is denied at Hard Application and Underwriting stage.

Disclaimer

Starlight Ventures Holdings (BVI) is a private consultancy and project finance facilitation firm. We are not a retail bank or consumer lending institution. All funding offers, credit facilities, indicative terms, and approvals are subject to full underwriting, due diligence, and verification of submitted information. A Soft Approval is not a guarantee of final approval or disbursement.

Any fees described — including application, optimisation, due diligence, underwriting, and administrative fees — are case-specific, disclosed in writing, and payable only where applicable as outlined in the client's personalised terms. Starlight Ventures Holdings (BVI) does not collect deposits, security payments, or advance charges unrelated to authorised application or underwriting processes.

All financial decisions, timelines, and facility structures are determined by independent credit committees, underwriting partners, insurers, and/or third-party institutions. Nothing on this website constitutes financial advice, investment advice, or a legally binding offer. By engaging with Starlight Ventures Holdings (BVI), clients acknowledge that all facilities are subject to external approval, third-party review, and may be amended, declined, or withdrawn at any stage if required by compliance, underwriting, or regulatory bodies.

Ready to begin?

Step one is a confidential consultation. Step two is whatever your file requires.

Request a Consultation