Frequently asked questions.

No. Starlight Ventures Holdings (BVI) is a private project finance facilitation and structured-finance consultancy. We are not a retail bank or consumer lending institution. All facilities are arranged with our network of institutional lenders, underwriters and insurers.

No. We provide business funding only — to SMEs, mid-market companies, developers, and corporate entities. We do not offer personal loans, payday loans, consumer credit, or regulated mortgage lending.

Cross-border by design. We routinely structure transactions involving BVI, the UK, the EU, Switzerland and the United States, and we work with clients and projects worldwide.

Established businesses, project developers, and entrepreneurs with serious projects — typically in energy, mining, real estate, infrastructure, healthcare, agriculture, technology, logistics, or gaming. Our facility range is $5M–$500M+.

We focus on facilities of $5M and above. Below that threshold, our preparation and underwriting costs are usually not economic for either party.

That's where we add the most value. Most clients come to us with incomplete documentation, financials, feasibility, ownership or compliance information. We restructure and upgrade your file to lender-grade standard.

Typical timelines run 8–20 weeks from initial consultation to disbursement, depending on file complexity, jurisdiction, and underwriting requirements. Fast-track processing is available on a case-by-case basis.

Soft Approval (or Conditional Approval) means your file is approved in principle by our Credit Committee — pending final preparation for Hard Underwriting. It outlines indicative loan terms, facility size, conditions precedent, and next steps. It is not a guarantee of final approval.

Full risk assessment, legal review, credit analysis, insurance review (if required), final facility structuring, and draft loan agreement preparation. This stage results in final approval or rejection.

No upfront fees are charged before Soft Approval. Once Soft Approval is issued, an Application Fee becomes payable to upgrade your file to full lender-grade standard for Hard Underwriting.

It scales with project size: smaller projects €5,000–€15,000; mid-size €15,000–€35,000; complex/high-value €35,000–€75,000; very large facilities (€50M+) on a case-by-case basis.

Yes — it is placed with the Starlight Ventures Holdings escrow account and is refundable if the application is denied at the Hard Application and Underwriting stage.

No. Starlight does not collect deposits, security payments, or advance charges unrelated to authorised application or underwriting processes. Any fees are disclosed in writing and case-specific.

Strict confidentiality applies throughout. Information is shared only with authorised internal personnel and approved underwriting partners as required to assess your file. See our Privacy Policy for full details.

Typically: company registration, beneficial ownership disclosure, IDs for principals, recent utility bill or proof of address, bank statements (with permitted redactions), and source of funds/wealth documentation.

As a private BVI international business company we are not regulated as a bank or consumer credit provider. Our consultancy and facilitation services are conducted under BVI corporate law, with full AML/KYC compliance. External ombudsman schemes (UK/EU) do not apply.